Calculate returns on mutual fund investments — both SIP and lumpsum — with NAV-based growth.
| Total Invested | — |
| Total Gains | — |
| Tax on Gains | — |
| Post-Tax Returns | — |
Equity funds (Largecap, Midcap, Flexicap, ELSS) historically deliver 10-15% CAGR. Debt funds provide 6-8% returns with lower risk. Hybrid/balanced funds offer a mix. Index funds track Nifty/Sensex with low expense ratios.
Q: What is LTCG tax on mutual funds?
A: For equity mutual funds held over 1 year, gains above ₹1 lakh are taxed at 10% (LTCG). For debt funds (purchased after April 2023), gains are taxed at your income slab rate.
Q: What is expense ratio?
A: Expense ratio is the annual fee charged by the fund house for managing your money (typically 0.1-2%). Index funds have the lowest ratios (0.1-0.2%). Always check the Direct plan vs Regular plan — direct plans have lower expense ratios.
Calculatr