Estimate your monthly pension from NPS, EPF and other retirement savings.
| Total Corpus at Retirement | — |
| Amount Used for Annuity | — |
| Lump Sum | — |
| Years of Accumulation | — |
PFRDA notified amended NPS exit regulations on 12 December 2025, in force from their publication in the Official Gazette (PFRDA gazette text; PIB summary). For All Citizen Model and Corporate Sector subscribers, at least 20% of the corpus must go to an annuity and up to 80% can be taken as a lump sum. For the Government Sector the rule stays at least 40% annuity and up to 60% lump sum. Smaller corpus sizes have other options. The monthly pension depends on the annuity rate your annuity provider offers, so enter the rate in your quote. This calculator uses the annuity % you enter and a simple annuity rate / 12 estimate, and it does not cover taxes
Q: Is NPS pension taxable?
A: Tax treatment of the annuity and the lump sum depends on the Income Tax rules in force. Check the current rules before relying on this estimate.
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