Bond Calculator

Bond prices and interest rates generally move in opposite directions — when policy rates fall, existing bond prices tend to rise, with a bigger effect on longer-maturity bonds (duration risk). G-Secs (Government Securities) are backed by the Government of India and carry low credit risk, but their market price still falls when rates rise; they are available via RBI Retail Direct (rbiretaildirect.org.in). Corporate bonds add credit risk — check the issuer's rating before investing.