Cash Back vs Low Interest Calculator

Compare dealer cash back vs subsidised low interest rate — which saves more?

Calculator

Loan Amount (₹)

Standard Interest Rate (%)

Low Interest Rate (%)

Cash Back Amount (₹)

Loan Tenure (Years)

Result

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Car and home dealers often offer either a cash discount or a subsidised interest rate. Always compare total cost (all EMIs combined), not just monthly EMI. The better deal depends on loan amount, tenure, and the size of the discount.