Calculate how your money grows with compound interest over time.
| Principal | — |
| Total Contributions | — |
| Total Interest Earned | — |
| Final Amount | — |
| Effective Annual Rate | — |
How this is worked out: the principal compounds at the selected frequency. Monthly contributions are treated as end-of-month deposits and grow at the equivalent monthly rate, (1 + rate/n)^(n/12) - 1, so the result matches the frequency you choose. A bank may use different deposit dates or compounding.
A = P(1 + r/n)^(nt) where P=principal, r=annual rate, n=compounding frequency, t=years.
₹1,00,000 at 8% for 20 years grows to ₹4,66,096 (annually) vs ₹4,92,680 (monthly). More frequent compounding = more interest earned.
Calculatr