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Investment Calculator

Calculate future value of your investments — lump sum or SIP (monthly).

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📈 Investment Growth
Total Invested
Wealth Gained
Final Value
Absolute Return

SIP vs Lump Sum

SIP (Systematic Investment Plan) spreads your investment monthly, averaging purchase cost over time. Lump sum works best when markets are low. Both benefit from long-term compounding — staying invested longer matters more than timing.

Expected Returns by Asset Class

FD: 6–7.5%, PPF: 7.1%, Debt Mutual Funds: 7–9%, Large Cap Equity: 10–12%, Mid/Small Cap Equity: 12–18% (higher risk). Past performance doesn't guarantee future returns.

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