Calculate home loan EMI with PMAY (Pradhan Mantri Awas Yojana) credit-linked subsidy benefit for India.
| PMAY Subsidy | — |
| Net Loan (after subsidy) | — |
| Monthly EMI (without subsidy) | — |
| Monthly EMI (with subsidy) | — |
| EMI Savings per Month | — |
Pradhan Mantri Awas Yojana - Credit Linked Subsidy Scheme (CLSS) provides upfront interest subsidy on home loans for EWS, LIG, MIG-I and MIG-II categories. The subsidy is credited directly to the loan account, reducing principal and EMI.
Q: Who is eligible for PMAY subsidy?
A: First-time homebuyers in EWS (income up to ₹3L/year), LIG (up to ₹6L), MIG-I (₹6-12L), or MIG-II (₹12-18L) categories. The property should not exceed the size limits set for each category.
Calculatr