Generate a complete yearly amortization schedule for your home loan.
| Monthly EMI | — |
| Total Interest (without prepayment) | — |
| Interest Saved by Prepayment | — |
Making even small annual prepayments can dramatically reduce your loan tenure and total interest. A ₹50 lakh loan at 8.5% for 20 years with ₹50,000 annual prepayment saves approximately ₹8-10 lakh in interest and reduces tenure by 3-4 years.