Free Online Calculators
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Mortgage Amortization Calculator

Generate a complete yearly amortization schedule for your home loan.

Home Loan Amortization
📋 Amortization Schedule
Monthly EMI
Total Interest (without prepayment)
Interest Saved by Prepayment

Impact of Prepayment on Home Loan

Making even small annual prepayments can dramatically reduce your loan tenure and total interest. A ₹50 lakh loan at 8.5% for 20 years with ₹50,000 annual prepayment saves approximately ₹8-10 lakh in interest and reduces tenure by 3-4 years.

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