Calculate how your retirement savings grow with regular contributions at the return you enter, with contributions added at the end of each year.
| Years to Retirement | — |
| Total Contributions | — |
| Returns Earned | — |
| Illustrative Monthly Income (4% of corpus a year) | — |
In India, retirement savings options include PPF, NPS, EPF and market-linked funds. Their rates and tax rules change, so check the current official rules. This calculator ignores tax, charges and inflation
Q: How much should I save for retirement?
A: It depends on your expenses, inflation and returns. This calculator shows how a fixed yearly contribution grows at the return you enter. It does not tell you how much you need
Q: What is the 4% withdrawal rule?
A: The "4% rule" is a US-based rule of thumb for yearly withdrawals. Here it is used only as a simple illustration and is not a guarantee for India, where inflation and returns differ