Calculate how your retirement savings grow with regular contributions and tax-free compounding (similar to PPF/NPS in India).
| Years to Retirement | — |
| Total Contributions | — |
| Returns Earned | — |
| Monthly Pension (4% withdrawal) | — |
For Indians, equivalent tax-advantaged retirement options include PPF (7.1% tax-free), NPS (market-linked with partial withdrawal), EPF (employer-matched), and ELSS (market returns with 3-year lock-in under 80C).
Q: How much should I save for retirement?
A: A common rule is to save 15-20% of your monthly income for retirement. Aim for a corpus that is 25× your annual expenses (the "4% rule").
Q: What is the 4% withdrawal rule?
A: Withdraw 4% of your corpus annually at retirement. This is considered sustainable for 30+ years based on historical returns.
Calculatr