Take-Home Pay Calculator

Estimate only. Assumes basic pay is 50% of CTC, employer PF and employee PF are each 12% of basic, and gratuity is 4.81% of basic. In-hand = CTC − employer PF − gratuity − employee PF − income tax (4% cess included, no surcharge). Professional tax, HRA and other deductions are not included. Tax uses the FY 2026-27 slabs and standard deductions of the Income Tax Department tax-rates page. For exact calculation use the detailed In-Hand Salary Calculator.